Last Updated: 31 August 2026

The information provided on www.trustbay.in is published by Trustbay Finserv Pvt. Ltd. for general informational and educational purposes only.

By accessing and using this website, you acknowledge and agree to the terms of this Disclaimer.

1. General Information

The content available on this website, including articles, blogs, guides, calculators, FAQs, market-related information, financial information, and other materials, is intended to provide general information and financial awareness.

The information should not be considered a guarantee, promise, or assurance of any particular investment outcome or return.

While Trustbay Finserv makes reasonable efforts to keep the information accurate and up to date, we do not guarantee that all information on the website is complete, accurate, current, or error-free.

2. No Guarantee of Returns

Investments in financial products are subject to market risks. Past performance is not indicative of future results.

Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

The value of investments may increase or decrease depending on market conditions and other factors. No investment return or financial outcome can be guaranteed unless expressly stated and legally applicable.

3. Not a Guarantee or Promise of Investment Performance

Any examples, illustrations, projections, calculators, return estimates, or hypothetical scenarios provided on this website are for educational and illustrative purposes only.

Actual investment results may differ significantly from any examples or estimates shown.

Users should not rely solely on such information when making investment decisions.

4. Financial Advice

Information provided on this website should not be treated as personalised financial, investment, tax, legal, or accounting advice.

Your financial circumstances, investment objectives, risk tolerance, financial obligations, and other individual factors should be considered before making any investment or insurance decision.

We recommend seeking appropriate professional advice based on your individual circumstances before making financial decisions.

5. Mutual Funds and Investment Products

Mutual funds and other market-linked investment products carry investment risks.

Different investment products have different levels of risk, objectives, costs, and potential returns. Investors should carefully review the relevant scheme documents, product information, terms, conditions, and risk factors before investing.

There is no assurance that any investment strategy or product will achieve its stated objective.

6. Insurance Information

Information relating to insurance products on this website is provided for general awareness and informational purposes.

Insurance products are subject to their respective policy terms, conditions, exclusions, eligibility requirements, and applicable regulations.

Policyholders and prospective customers should carefully read the relevant policy documents and understand the coverage, benefits, exclusions, premiums, and applicable conditions before purchasing an insurance product.

7. Financial Calculators

Any calculators available on this website, including SIP, investment, retirement, or other financial calculators, are intended for illustrative and educational purposes only.

The results generated by these calculators are estimates based on the information and assumptions entered by the user. They should not be considered guaranteed returns or personalised investment recommendations.

Actual results may vary depending on market performance, investment choices, fees, taxes, inflation, and other factors.

8. Market and Third-Party Information

Certain information displayed on this website may be obtained from publicly available sources, third-party data providers, financial institutions, asset management companies, insurers, regulators, or other external sources.

Although we make reasonable efforts to use reliable sources, Trustbay Finserv does not guarantee the accuracy, completeness, or timeliness of information obtained from third parties.

9. External Links

Our website may contain links to external websites, including websites of regulators, financial institutions, asset management companies, insurers, and other third parties.

These links are provided for convenience and informational purposes.

Trustbay Finserv does not control or guarantee the content, accuracy, security, availability, or privacy practices of external websites.

Visiting any third-party website is at your own discretion and risk.

10. Regulatory Information

Trustbay Finserv operates in accordance with applicable laws, regulations, and regulatory requirements relevant to the services and products it provides or distributes.

Visitors should refer to the respective official regulatory authorities for the latest regulatory information and investor or policyholder guidance.

Relevant regulatory authorities may include:

• Securities and Exchange Board of India (SEBI)
• Association of Mutual Funds in India (AMFI)
• Insurance Regulatory and Development Authority of India (IRDAI)
• Reserve Bank of India (RBI), where applicable

Regulatory registrations, certifications, memberships, or affiliations should not be interpreted as a guarantee of investment returns or financial outcomes.

11. No Liability

To the extent permitted by applicable law, Trustbay Finserv Pvt. Ltd., its directors, employees, representatives, affiliates, and associated parties shall not be held responsible for any direct, indirect, incidental, consequential, or other losses arising from reliance on information provided on this website.

Users are responsible for evaluating information and making their own financial decisions.

12. Changes to Information

Financial markets, regulations, products, policies, interest rates, and other financial conditions may change over time.

Trustbay Finserv reserves the right to modify, update, remove, or change website content at any time without prior notice.

We do not undertake an obligation to update every piece of information immediately following a change.

13. User Responsibility

Visitors and users are responsible for conducting their own research and evaluating the suitability of any financial product or service before making a decision.

You should consider your own financial circumstances, objectives, risk tolerance, and investment horizon before investing or purchasing an insurance product.

14. Contact Us

If you have any questions regarding this Disclaimer or the information provided on our website, you can contact us:

Trustbay Finserv Pvt. Ltd.

Address: Pattom, Thiruvananthapuram, Kerala – 695004
Phone: +91 79027 48494
Email: info@trustbayindia.com
Website: www.trustbay.in